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Problem Eksistensi dan Operasional Perbankan Syrai'ah :
The existence of Islamis bank in Indonesia is held up by law of Banking Syaria'ah No. 21, 2008,. This particular law gives opportunity to anyone (individual or instituation) to establish new Islamic bank. It is also clearly stated in article 6 of the law that commercial banks are allowed to run some parts of their business on Islamic priciples. A part from these laws, Islamic banks can also enjoy their existence in Indonesia on the basis of law No. 3, 2004 on Bank of Indonesia, as the replacement of Law No. 2,1999. Nevertheles, Indonesia Islamic banks are still having problems with their operational problems are dealing with human resources, and lack of regulations-especially abaout conflict sttelment, and lack of (Islamic banking) scholars-particularly from Islamic universities.
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