This article tries to explain the history of an institution called bank, both convensional and Islamic, and its role in the economic developmentof the country. Based on the historical facts, it can be concluded that the activities of bank has a long history and can be traced since along ago in the earlier of Islam, even some time before. In Islam, what was performed by Muhammad andhis disciples…
Financial crises influenced economic structure in many states in Asia. Indonesia try hard to build economic progress continuously. Economic growth step by step go to positive growth by now. The application of Good Corporate Governance [GCG] significantly has potential interest Good Corporate Governance [GCG] significantly has potential interest to prevent banking crime. GCG should be enforced t…
This paper discusses the dynamics of discourse of fiqh mu'amalah towards to consept of shari'ah banking. The existence of shari'ah banks needs to be critized from the views of whether the concept used is socially beneficial; whether it is suitable with the intended goals or even contradictive. For example, is the concept of deviding gains and risks compliant or consistent with the intention of …
This research utilities the non-parametric frontier approach.Data envelopment anysis [DEA].By using such an analysis, the purpose of this study is to analyze the regional development bank's [BPDs] efficiency with the data during 2006-2007 covering 26 BPDs in Indonesia.
Sistem bagi hasil [profit and loss sharing principle] merupakan bentuk karakteristik utama yang melandasi operasional bank syari'ah dalam menawarkan jasa jasa perbankannya.Pada prinsipnya, dalam sistem ini,keuntungan dan kerugian di tanggung bersama baik oleh bank maupun nasabah yang mana hal ini ditentukan berdasarkan prosentase yang ditentukan dalam kontrak [aqad] seblumnya dan berdasarkan ti…
Sistem bagi hasil [profit and loss sharing principle] merupakan karakteristik utama yang melandasi operasional bank syari'ah dalam menawarkan jasa-jasa perbankannya. Pada prinsipnya, dalam sistem ini, keuntungan dan kerugian ditanggung bersama baik oleh bank maupun nasabah yang mana hal ini ditentukan berdasarkan prosentase yang ditentukan dalam kontak [aqad] sebelumnya dan besarnya nisbah yang…
Sistem bagi hasil [profit and loss sharing principle] merupakan karakteristik utama yang melandasi operasional bank syari'ah dalam menawarkan jasa-jasa perbankannya. Pada prinsipnya, dalam sistem ini, keuntungan dan kerugian ditanggung bersama baik oleh bank maupun nasabah yang mana hal ini ditentukan berdasarkan prosentase yang ditentukan dalam kontak [aqad] sebelumnya dan besarnya nisbah yang…
There are two banking bangkings in Indonesia, interest-based banking and shariah-complaint banking. Interest-based banking has been around ever since before the independence of Indonesia in 1945. In contrast, shariah comliant baking emerged only in 1990an. In reality, the two systems are contradictory, because in interest-based banking, interest is instrumental in its operation. In contrast, sh…